Selling in Southern California isn’t always easy:
- Homes can sit on the market for months.
- High interest rates scare off buyers.
- Price reductions eat into your equity.
With everything going on currently, traditional selling methods don’t always work in today’s market.
By offering Seller-Financing, you open the door to a bigger buyer pool:
- Buyers who can’t qualify for strict bank loans.
- Self-employed buyers with cash but no W2s.
- Investors and families ready to pay a premium for flexible terms.
Instead of waiting for one “perfect” buyer, you create more demand.
Why Sellers Love
Seller-Financing
✅ Sell faster: More buyers = More offers
✅ Fewer concessions: flexible terms mean less haggling.
✅ Earn more: Charge interest on top of your sale price
✅ Monthly income: Steady payments like a rental, without the headaches
✅ Tax benefits: Spread capital gains over time (consult your tax advisor)
How It Works (Simple Steps)
2. Attract more buyers who otherwise couldn’t qualify.
3. Close quickly; handled through escrow, just like a traditional sale.
4. Collect your down payment + monthly income until the buyer refinances or pays off.
Featured SoCal Cities Great For Seller-Finance
Hi, my name's Shiv, and I specialize in off-market and creative real estate deals that help buyers and sellers in Southern California win in a market that’s constantly changing. Whether it’s seller financing, assumable loans, lease options, or wraps, I focus on solutions, not just sales.
Having worked in real estate alongside people who cut corners or cared more about commissions than clients, I know how that feels, and I wanted no part of it. That’s why I’ve committed to doing things the right way: with transparency, creativity, and integrity.
Joining the team at MINT Real Estate was a no-brainer; their hustle, ethics, and strategic approach match my own. Together, we bring a priceless advantage to our clients: the ability to close even the trickiest transactions while always putting people first.
If you’re looking for a real estate experience that actually feels good (and works), you’re in the right place.
FAQs
What if the buyer stops paying?
Escrow records a promissory note and deed of trust; you can foreclose, just like a bank. You can decide to keep the home, seller-finance again to another buyer, or sell traditionally. Plus, all previous payments are yours to keep, netting you more money in the end.
Do I get money upfront?
Do I have to manage payments?
Can I cash out later?
Don’t let high interest rates or slow markets hold your sale hostage.
With seller financing, you can sell faster, attract more buyers, and earn more money.
Get your Free Seller Finance guide
