Got a Notice of Default? Get the free plain-English guide.

Two pages, no legal jargon. What happens next, what to do this week, and every option side by side, written for California homeowners.

Free to keepNo obligationTakes 5 minutes to read

What's inside

How the foreclosure timeline works, and how much time you likely have
3 things to do this week, in plain English
Your options to keep or sell your home, with the trade-offs
How to spot foreclosure scams and protect yourself

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Who wrote it?

Shiv Patel, a licensed California broker associate with Mint Real Estate in Newport Beach. It's general information, not legal advice. For legal questions, talk to a California attorney, and for free counseling call a HUD-approved housing counselor at 1-800-569-4287.

Compensation & affiliation: Standard commission paid out of escrow. No upfront fees. Shivam Patel may be paid by Revive or other capital partners as the agent on a transaction using their programs, and those companies may charge fees or earn profit on the deal. You are never required to use them.

Broker advisory: Shivam "Shiv" Patel, Broker Associate, DRE #02241956. Mint Real Estate, brokered by Real Brokerage, DRE #02022092. Mint Real Estate is not a "foreclosure consultant" under California Civil Code § 2945 et seq. This page is general information, not legal, tax, or financial advice.

FTC MARS Rule (12 CFR Part 1015): Mint Real Estate is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.

Mint Real Estate | 4040 MacArthur Blvd, Newport Beach, CA 92660 | Equal Housing Opportunity.

Shiv Patel

Agent License ID: 02241956

SoCal Equity & Creative Terms Strategist

Helping Southern California homeowners maximize net equity through non-traditional sale strategies: $0 fronted renovations, 14-day express cash buyouts, and low-rate debt preservation. Focused on transparent, consultative outcomes tailored to your timeline.

+1(949) 565-2691

https://www.realestatewithshiv.com/

Shiv Patel
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